Nancy Etz Discusses How to Get the Money You Need for College

Getting the money you need for college can be a challenge. There are many ways to get it, but some of them might not work out as well as others. This article will go over five different ideas that you can use to help fund your education and maybe even graduate with no student loans!

1. Start Saving for College as Soon as Possible

The earlier you start saving, the better. This might be hard if you already work and have a family to take care of, but any little bit helps. If school doesn’t start right away, use that time to start to save.

You can open up a 529 account or even just a regular savings account and save what you can each month. You might be surprised at how quickly the money starts adding up! Plus, the 529 accounts can be passed on to your child if you end up saving a lot.

Tip: If you have a job, sign up for a direct deposit. Then you can put the money right into your savings account instead of checking it out at the end of every week or month and spending it on something else!

If you want to save less than $50 a month, here is an app called Acorns, where they will automatically take whatever change you have from your purchases, put it in savings account for you, and invest the rest.

2. Get Good Grades to make yourself more Marketable 

If you want to make yourself more marketable for college, getting good grades is a must. Employers look at your transcript when considering hiring someone, and if they see that it isn’t very strong, then chances are they won’t hire you.

A great way to get better grades in high school and college is by putting in the effort early on. This means studying for tests, doing your homework, getting involved with clubs or organizations that interest you (and taking leadership roles), and getting a part-time job while also going to school if possible!

Having good grades will give you more options when you graduate and help you get a job easier.

3. Apply for Scholarships and Grants

If your grades are good, you should apply for scholarships and grants. You might wonder how to get money for college without student loans; this is one way! There are many scholarships and grants that you can apply for, but they are harder to find once you have been out of high school for a while.

The best place to look is at your school. They might have a list of available scholarships that you can apply for within the guidance office, so be sure to check there first! There are also some services online where they will search through thousands of different scholarship opportunities and narrow down your results based on what fits you best. One scholarship we know you’ll want to apply for is the Nancy Etz Scholarship. 

One thing to keep in mind is that you need to apply for scholarships and grants every year! If you don’t, then they will go away. This means putting in the work now so that when college comes around again next year, it will be easier to find the money.

4. Use your Job’s Tuition Assistance Program

Many jobs have a tuition assistance program, so it is worth looking into. If you are working anyway, this should be an easy way to get money for college without student loans.

Having your job pay for school can take some of the stress off and save you quite a bit of money! Just make sure that you research it fully and figure out if their program is worth it if they offer this.

Normally this money will go toward the cost of your education or books for college courses required by your job. You can also usually use it to pay for housing costs on campus, but always check with them first!

Tip: If they do offer this, make sure you use it! If your employer sees that you aren’t using the money they are giving to pay for school, they might take away their program.

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5. Get a Student Loan, if necessary

As a last resort, you can always get a student loan. This will be the most expensive option for getting money for college, but it is better than not going to school at all or having to spend years paying back loans after graduation.

Just make sure that if you need to take out a loan, try your best throughout college and in your career to pay it back as soon as possible. This can be tough if you aren’t working right away or your job pays very well, but it is still worth the time and effort.

Some jobs offer student loan repayment as a benefit to their employees after graduation. This means that you don’t need to worry about paying back loans for quite a while! Just keep an eye out for these kinds of opportunities when you are in college.

This blog post has helped you to understand the different ways to pay for school. If there is a scholarship or grant out there that you can apply for, we hope this article helps you find it. Do all you can to avoid using loans to go back to school. If you need to take out a loan, then remember that it is okay. Just do your best at work and pay back any loans as soon as possible.

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